Insurance coverage issues arise in a variety of situations. In today’s complex world, evaluation of coverage issues has become prevalent in litigated cases as well as in the pre-litigation phase. Coverage issues may arise when an insurer disputes that a policy provides coverage for certain claims brought against an insured, or when a policyholder requires representation to pursue coverage and argue that his or her insurance policy covers an incident for which he or she is being blamed. Coverage disputes also arise among insurers over a variety of issues, from trigger issues to allocation. The Pinto Coates Kyre & Bowers firm has vast experience in handling coverage matters, from evaluating coverage and issuing opinions regarding coverage, to handling claims for declaratory and other relief on behalf of both insurers and policyholders.
Our coverage attorneys can assist with issues that may arise under personal policies, such as automobile, homeowners, life and disability, as well as with issues involved in commercial policies, including those regarding additional insureds, fidelity and surety, advertising injury, etc. Many of our coverage attorneys have written articles on critical issues in this practice area that are referred to by insurance industry professionals and by other lawyers. Several of the coverage lawyers are also regular speakers at seminars and industry meetings on coverage topics.