Uninsured (UM) and Underinsured (UIM) Motorist insurance coverage provides coverage for individuals who are involved in motor vehicle accidents where the responsible (at fault) party either has no insurance or whose insurance coverage is insufficient to fully compensate the injured person. Because this type of coverage is available under the injured person’s own policy of automobile insurance, Uninsured and Underinsured Motorists claims stand at the intersection of insurance coverage and motor vehicle accident litigation. Our attorneys’ extensive experience litigating complex insurance coverage questions allow us to apply this knowledge to lawsuits arising from a motor vehicle accident where the responsible party is either uninsured or underinsured. We have represented injured persons who pursue underinsured and uninsured motorist insurance, and we have defended individuals and companies as a result of such insurance.
We are sensitive to the relationship between the insurer and their insured that often comes into conflict in these claims, and we will work with you toward resolving these claims while striving to maintain relationships beyond the context of the present litigation. Whether arbitrating the claim before an arbitration panel, presenting the case to a jury, and/or litigating insurance coverage questions arising from the claim, the Pinto Coates Kyre & Bowers firm provides you with experienced representation in this practice area.