Deborah J. Bowers

Deb Bowers received her B.A. degree from the University of Texas and her J.D. degree, cum laude, from the University of Houston, Bates College of Law in 1980. After graduating from law school, Deb moved to New Jersey where she engaged in a civil litigation practice for several years, specializing in fidelity and surety work, construction defects litigation, commercial litigation, products liablity, and personal injury defense. 

Since moving to North Carolina in 1997, Deb has focused her practice primarily on insurance coverage disputes and construction defect litigation, but she handles all types of litigated matters from personal injury to products liability. Deb also regularly defends municipalities, as well as private entities, in land use disputes and employment matters. She has tried cases to jury verdict on many occasions.   

Since 2009, Deb has been a certified North Carolina Superior Court mediator. Deb will act as Chair of the Insurance Law section of the North Carolina Bar Association beginning in June, 2018.

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Bar Admissions

  • North Carolina
  • U.S. Supreme Court
  • U.S. District Court, Eastern District of North Carolina
  • U.S. District Court, Middle District of North Carolina
  • U.S. District Court, Western District of North Carolina
  • New Jersey (inactive)
  • Texas (inactive)


  • Bates College of Law, University of Houston, Houston, Texas, 1980 – J.D. (Cum Laude)
    • The Advocates, 1979–1980
    • Order of the Barons, 1979–1980
    • International Law Journal, Editor, 1978–1979
  • University of Texas, Austin, Texas, 1974 – B.A.

Sample Cases

  • Plum Props., LLC v. N.C. Farm Bureau Mut. Ins. Co., 802 S.E.2d 173 (N.C. App. 2017)
  • ExperienceOne Homes, LLC v. Town of Morrisville, 2012 N.C. App. LEXIS 774, 221 N.C. App. 433, 727 S.E.2d 26, disc. rev. denied 366 N.C. 247, 731 S.E.2d 149 (2012)
  • Lamb v. D.S. Duggins Welding, Inc., 222 N.C. App. 52, 729 S.E.2d 724 (2012)
  • Robinson v. Forest Creek Ltd. Partnership, 213 N.C. App. 593, 712 S.E.2d 895 (2011)
  • General Casualty Co. of Wisconsin v. Image Builders, Inc., No. 1:09CV159, 2010 Dist. LEXIS 115631, 2010 WL 4449084 (W.D.N.C. Oct. 29, 2010)
  • Auto Owners, Inc. v. Northwestern Housing Enterprises, Inc., No. 5:06CV88, 2008 U.S. Dist. LEXIS 29747, 2008 WL 901176 (W.D.N.C. Mar. 31, 2008)
  • Harleysville Mutual Insurance Co. v. Berkley Insurance Co. of the Carolinas, 169 N.C. App. 556, 610 S.E.2d 215 (2005)
  • Home Savings Bank, SSB of Eden v. Colonial American Casualty & Surety Co., 165 N.C. App. 189, 598 S.E.2d 265 (2004)
  • Carlson v. Old Republic Ins. Co., 160 N.C. App. 399, 585 S.E.2d 497 (2003)


  • Greensboro Bar Association
  • Guilford Inn of Court, Master
  • North Carolina Bar Association
    • Insurance Law Section - Council member: 2015-2017; section vice chair: 2017-2018, section chair: 2018-2019 
  • North Carolina State Bar
  • Texas State Bar
  • North Carolina Association of Defense Attorneys (NCADA)
    • Chair, Construction Law Practice Group, 2008-2009
    • Board of Directors, 2013-2016


  • Listed on the American Arbitration Association panel of arbitrators
  • North Carolina Super Lawyer® in Insurance Coverage, 2017 - 2021
  • Assistant Editor, LexisNexis Practice Guide: North Carolina Insurance Litigation (2021 Edition)
  • Author, “General Principles of Construction for Insurance Policies,” Chapter 1 of LexisNexis Practice Guide: North Carolina Insurance Litigation (2021 Edition)
  • Author, “Commercial General Liability Insurance,” Chapter 4 of LexisNexis Practice Guide: North Carolina Insurance Litigation (2021 Edition)
  • Author, “Duty to Defend,” Chapter 15 of LexisNexis Practice Guide: North Carolina Insurance Litigation (2021 Edition)